Also see Free Graphics

New High-End Templates, From $5 Template Monster - Offers a range of very high quality top-end templates that are low-cost, complete with fonts and royalty-free images.  Prices from $5.  Has 1 free sample template to download.

CentralTemplates - 29 templates for Dreamweaver, Frontpage, and other - linkware.

FreeWebTemplates - Lots of cool templates, interfaces, and other web graphics - no link required.

GraphicsByDezign - Large number of templates, interfaces, backgrounds, clipart, fonts, more - linkware.

Moon - 28 templates for non-commercial use - logo required.

PlexusDesign - Some simple templates, and backgrounds - linkware.

Site Kits. Free simple, multiple-page templates for non-commercial sites - no link required.

WebDiner - Several website templates, icons, & alphabets - link requested.